Lolli has launched a frictionless way to earn Bitcoin from everyday spending: automatic Bitcoin cashback when users link eligible debit or credit cards.
The rewards feature, announced Tuesday, comes from a new partnership with commerce network Kard and is available to Lolli’s more than 600,000 accounts. Once users link an eligible Visa or Mastercard through Plaid in the Lolli app, they automatically earn Bitcoin on qualifying purchases at thousands of merchants — including Dropbox, Hydro Flask and Stanley 1913 — with no browser extensions, promo codes, or extra checkout steps. The program works for both online and in-person transactions at participating retailers.
Kard CEO Ben Mackinnon framed the product as a background earning mechanism: “We’re excited to power infrastructure that lets them earn bitcoin in the background of their everyday spending, and to give our merchants a meaningful new channel into that audience.” For Lolli, the roll-out represents its biggest product upgrade since being acquired by Bitcoin venture studio Thesis last July.
How it works: linked cards send purchase data through Kard’s network, rewards from qualifying transactions are converted into Bitcoin and deposited straight into the user’s Lolli wallet. Users can then withdraw via the Lightning Network or spend within Thesis’s Bitcoin ecosystem — for example through Bitrefill — without ever having to switch cards or change shopping habits. “Our users link a card once, and bitcoin shows up in their wallet from spending they were already going to do,” said Thesis co-founder Matt Luongo.
Kard says its commerce media network reaches over 47 million cardholders and leverages first-party transaction data to match offers to real spending patterns. Lolli, which has raised $28.3 million to date, is positioning this product against typical crypto-reward options that require either spending crypto directly or using a dedicated crypto-branded card. By asking only that customers link an existing card, Lolli removes many of the common barriers to Bitcoin exposure — no new card, no extra apps, no behavior change.
Market context: consumer appetite for crypto-linked payment products has grown steadily in 2026 alongside clearer regulation, and Bitcoin’s price — roughly $77,000 at the time of writing — means any cashback earned today represents a direct market purchase with potential upside. The launch also arrives amid broader competition: Revolut rolled out its first physical crypto card this week, underscoring fintechs’ race to make crypto rewards a standard part of everyday spending.
Bottom line: Lolli’s card-linked Bitcoin cashback turns routine purchases into a passive way to accumulate BTC, simplifying acquisition for users who want exposure without the hassle of managing new cards or complex wallet flows.
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