When XRP was still worth less than a penny, Ripple’s then-CTO David Schwartz sketched out a surprisingly ambitious price roadmap that has resurfaced in community conversations. In 2016–17 he suggested that if XRP captured Bitcoin’s market share it could trade near $2; winning a meaningful slice of global payments might justify roughly $20; and widespread adoption could lift it toward $120. Back then, even $1 felt out of reach — a threshold XRP has since crossed multiple times.
Those old estimates are now being cited by die-hard supporters as fuel for even larger predictions. This week an XRP Ledger validator known as Vet posted on social media that the “delusional” dreamers who make bold price calls will likely be vindicated, writing in part, “Being a dreamer is just too powerful.” The post, dated April 10, 2026, drew broad support in the XRP community. One user argued that conviction matters more than spreadsheets, while another said there’s only a thin line between being early and being delusional — patience and timing decide who’s right.
The targets being discussed are anything but modest. With XRP trading around $1.30 after roughly nine months of declines, some holders are projecting prices from $100 to $1,000 and beyond. Two recent commentators even suggested $1,000 per XRP could be reachable within four to five years, pointing to Bitcoin’s history of exceeding expectations and the outsized role of narrative and adoption in crypto valuations.
Skeptics, however, point to the arithmetic. A $1,000 XRP would imply a market capitalization on the order of $50 trillion to $100 trillion — a sum that would rival or exceed the size of major global markets and far outstrip the U.S. stock market. XRP bulls counter that traditional market-cap ceilings don’t necessarily constrain crypto, and they note how often crypto skeptics have been proven wrong. Community members have highlighted Schwartz’s original Reddit estimates as evidence that seemingly impossible outcomes can happen.
Ultimately, whether XRP can reach triple- or even quadruple-digit prices remains an open question — one the markets will have to answer.
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